Get $1000 for each new member you refer
1 member = $1,000 / 10 members = $10,000
Delivering financial opportunities — Everything, with care and dedication
short term investments
long term investments
- Assists with education and medical expenses
- Encourages independence of the child as he or she saves
- Automatically converted to Share Account/ or Regular Member status up on reaching age 18.
- Allows participation in saving competitions and other like events
- Recent passport-sized photograph
- Child’s Birth Certificate
- Higher multi-tiered interest rate
- Fixed investment period
- Variety of investment periods of 30, 60, 90 and 180 days
- Security of funds
- Fexibility on maturity of the investment
This is an excellent medium to long-term goal oriented saving account! Possibly the only saving account that insures your goal. Imagine the amount you intend to save being insured! Excellent returns… guaranteed protection!
There is no minimum goal, neither is there a minimum monthly deposit. Maximum saving goal period is 10 years.
The Golden Harvest does not just allow you to save towards a goal, it insures that goal as well.
Example:
You have a 5 year saving goal of $500,000, if you become totally and permanently disabled, the credit union will pay the amount saved to date in addition to the insurance coverage, which is the goal intended. If you should die however, the same will be made payable to named beneficiary.
- Encourages Saving
- Saving goal is insured
- Attractive interest paid on saving
- Can be used as additional insurance coverage when applying for a loan
We have partnered with Credit Union Fund Management Co. Ltd. (CUFMC) to increase our product options to you. Now your options are greater.
A US Dollar investement is now just a credit union visit away. Having joint accounts is now also an option with this USD account.
Start with as little as $500USD for as short as 30 days and watch your money grow.
Call in to negotiate your rates.
Max5 Basic:
- Rate : 5% p.a.
- Invest up to $1,000,000 in a calendar year to enjoy tax free benefits
- Principal investment must remain for 5 years or 60 full months for benefit to be applied
- Each lumpsum has its own 5 year maturity
- Access accumulated Interest of up to 75% of interest earned is accessible every 6 months
- Minimum investment $100,000
- Must be between 18 – 65yrs to apply
Max5 Fast-Tack Insurance Option:
This option allows you to insure your saving goal amount. Where the insured dies or become totally and permanently disabled, we will pay to you or your beneficiaries the total amount saved plus insurance benefits.
- Rate: 5% p.a.
- Requires additional saving of $1,000 minimum per month
- Enjoy higher returns
- No direct premium charges to you except in the case of early closure
Early closure of contract:
- Break rate charge $1,000+GCT
- Subject to withholding tax of 25%
- Cost of insurance premuims already paid on your behalf
- Assists with education and medical expenses
- Encourages independence of the child as he or she saves
- Automatically converted to Share Account/ or Regular Member status up on reaching age 18.
- Allows participation in saving competitions and other like events
- Recent passport-sized photograph
- Child’s Birth Certificate